Farm Insurance

Farmowners/Stableowners Policy


High Level of Trust, Industry Expertise and Unwavering Commitment

The Farmowners Policy can cover the Dwelling(s), Contents, Outbuilding(s), Scheduled Farm Personal Property, Blanket Farm Personal Property and Liability limits up to $1,000,000 all in one package policy. We routinely offer Property limits up to $4,000,000 with availability for higher limits upon approval. Several deductible options are available in addition to your choice of perils: basic, broad or special.

  • Dwelling
  • Household Personal Property (Contents)
  • Inland Marine
  • Scheduled Farm Personal Property
  • Blanket Farm Personal Property
  • Farm Structures and Outbuildings
  • Farm Liability
 Coverages Include:
  • Pollutant cleanup and removal (up to $10,000)
  • Newly acquired machinery (30 days up to $50,000)
  • New construction of Farm Buildings (Basic perils excluding theft)(60 days up to $50,000)
  • Damage to Property of Others ($500)
  • Custom Farming (up to $5,000 in receipts)
  • Fire legal liability (up to $50,000)
 Optional Coverages:
  • Additional Perils – Livestock
  • Replacement Cost – Household Personal Property Care, Custody or Control
  • Employers Liability (not available in all states)
  • Earthquake on Dwelling(s) and/or Outbuildings
  • Personal Liability
  • Replacement Cost on Outbuildings
  • Private Saddle Animals Liability
  • Expanded Debris Removal
  • Recreational Vehicles or Watercraft
  • Ordinance and Law Coverage
  • Actual Cash Value
  • Broad or Special on Structures or Outbuilding(s) including Collapse

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